Risk Management

  • Preparing for Wildfire During COVID-19

    Preparing for Wildfires
    From the Website:  More and more people make their homes in areas that are prone to wildfires. You can take steps to be ready for a wildfire and prepare your home and landscaping to reduce your risk. Learn how to protect yourself and your family from a wildfire, evacuate safely during a wildfire, and how to stay healthy when you return home.   Read More
    Red Cross Helping as New California Wildfires Force 100’s to Evacuate
    December 03, 2020
    What started as a house fire in southern California Wednesday quickly spread into The Bond Fire, a wildfire which so far has burned 3,600 acres in Silverado Canyon. The Cerritos Fire is also burning in Riverside County. The American Red Cross is on the ground, helping the hundreds of people impacted by these latest California blazes.  Read More

  • Wildfire

    Wildfire Services By Carrier
    Wildfire Service Agencies
    Flying Flames & Embers are the Most Common Culprit
    As wildfires rage nearby, raging winds blow flames and embers towards homes. These flying firebrands attack homes where they are most vulnerable -- at the unprotected vent openings in the walls and attics. The openings need to be there to ventilate the structure (allowing moisture to escape year-round and preventing mold from growing inside). Yet research has shown that the greatest source of property loss is due to windblown firebrands entering structures -- even more than from direct contact with flames.
    Brandguard Flame & Ember Resistant Vents by Brandguard Vents Inc
    1001 Avenida Pico #1, San Clemente CA 92673
    Phone (949) 481-5300  |  https://www.brandguardvents.com/
    Videos & Other Resources
    VIdeo:  AIG Wildfire Protection for Private Client Customers
    This complementary service can help you protect your home and your family against wildfires. The AIG Wildfire Protection Unit is here to maximize your safety through a cutting-edge fire intelligence center and year-round expert consultations. Learn how we can help you stop fire damage before it starts.

  • Water Damage

    Great Information From Our Insurance Carriers
    Tips To Avoid Water Damage to Your Home
    • Disconnect Hoses
    • Clean Gutters and Downspouts
    • Maintain Trees and Vegetation
    • Know your Water Main
    • Check Appliances Regularly
    • Investigate Leaks Right Away and Fix Promptly
    • Upgrade Washing Machine Hoses
    • Install Water Detection Devices
    Water Shut Off Device
    FloLogic
    1-877-356-5624
    http://www.flologic.com/
    • Protects against the cost, lost property and despair of plumbing leaks
    • Detects virtually all supply leaks, even those as small as a half-ounce-per-minute
    • Continuously oversees the complete plumbing supply system. It is not reliant on moisture sensors or forced shutoffs with pressure decay tests
    • The FloLogic app sends remote notifications and provides complete water control via smartphone or tablet
    • Is recommended by home insurance, plumbing and security professionals
    • Qualifies for insurance premium discounts from many companies
    • Is made in the U.S.A. by leaders in smart water control technology since 2000
    Leak Defense
    Sentinel Hydrosolutions
    1223 Pacific Oaks Place Ste 104, Escondido Ca 92029
    866-410-1134
    https://leakdefensesystem.com

    • Easy to use control panel and app for remote management.
    • Originally created to catch pinhole and slab leaks
    • Can detect leaks behind walls and in ceilings
    • Automatically shuts off water if leak is detected
    • Designed to tie into a security system for additional notification
    • Provides one-touch turn off of incoming water supply
    • May help reduce water consumption for added savings
    • Flexible and expandable to meet individual needs

  • Insuring Valuables

    GurrJohns
    Fine Arts  & Decorative Art , Jewelry Advisors
    Gurrjohns.com
    (323) 453 6235
    Lauren Kanter,  Executive Vice President

  • Earthquake Retrofitting

    Cal-quake.com
     
    Cal-Quake Construction Inc
    636 North Formosa Avenue
    Los Angeles, CA 90036-1943
    tel: (323) 931-2969
    fax: (323) 933-2301
    John Taferner, Project Manager
    tel: (323) 816-8015
    email: john@cal-quake.com
    Here you will find useful information on earthquake readiness and earthquake retrofitting for your property. Additionally, hints on how to prevent or limit damage to your property, and life saving tips to keep you, your property and lives safe.
  • Prevention and Preparation

    Here are six ways to prepare your home before the next storm hits.
    • Is your roof in good shape?
      • Your shingles should be nailed down properly and all secured together.
      • Replace any missing shingles immediately.
    • Make sure your garage door is secure.
      • Sometimes this means hiring a company to inspect your garage door to ensure it is properly secured and functioning well.
    • Secure all outdoor items.
      • Grills, patio furniture, trampolines, etc. These items can cause a lot of damage if the wind is strong enough to pick them up.
    • Ensure your gutters are properly secured and clean them out regularly.
      • Clogged cutters can create water damage to your house. They are also more likely to break in a high wind storm if they are weakened by heavy debris.
    • Are your windows storm proof?
      • Installing storm proof windows can make a big difference in protecting your home from high winds and hail from a storm.
      • If you don’t have storm proof windows, consider installing steel or aluminum shutters on your windows or sliding doors to protect them from flying debris.
    • Remove or trim/maintain trees around your home.
      • Trimming your trees of dead wood can help prevent large branches falling during a wind storm.
  • Coming Soon